The challenge

The Conad Group faced a substantial challenge with the escalating energy costs in Italy, where non-household electricity prices ranked the highest among EU countries in the first half of 2023. The significant surge in energy prices had a ripple effect throughout the sector, compelling retailers to increase product prices. To avoid passing on the full cost to its customers, Conad’s producers had to partially absorb some of the costs, leading to a notable reduction in profitability across the consortium. 

The solution

In response to the energy cost challenges, Conad embarked on a visionary strategy: harnessing the power of the sun. Partnering with BNP Paribas Leasing Solutions, a leader in sustainable asset finance, Conad embarked on a large-scale solar energy initiative. The ambitious plan involved installing state-of-the-art photovoltaic systems on the rooftops of its supermarkets across the country. The initial phase involved PAC 2000A, the main cooperative managing 1,500 supermarkets in Central and Southern Italy. To date, 21 supermarkets have successfully integrated photovoltaic systems, with plans to expand across more stores.  

BNP Paribas Leasing Solutions collaborated closely with the Conad team, crafting a tailor-made solution to finance the construction of the photovoltaic plant infrastructure. Bespoke agreements were developed to align with the Group’s investment needs and financial requirements. 


“BNP Paribas Leasing Solutions is a longstanding partner of the Conad Group, providing financial support for the development of our supermarkets across the country, all built to meet efficiency and energy-saving standards. The evolution of our partnership has seen BNP Paribas Leasing Solutions support us in the next stage of our commercial strategy, exemplified by financing of photovoltaic plants at several existing retail stores. This partnership is a great example of how organisations can work together to facilitate the energy transition.”

Business managerThe Conad Group 

The benefits

  • Sustainable cost reductions: Lower energy bills translated to substantial cost savings, benefitting both Conad and its customers. 
  • Enhanced operational efficiency: Reduced reliance on traditional energy grids improved overall operational resilience and predictability. 
  • Strengthened value chain: Cost savings cascaded across the consortium, supporting both suppliers and retailers. 
  • Environmental leadership: The project solidified Conad’s commitment to sustainability, reducing its carbon footprint and contributing to Italy’s national energy transition goals. 

By leveraging BNP Paribas Leasing Solutions’ expertise and tailored financial solutions, Conad is not only securing its own operational resilience but also contributing to a more sustainable and affordable food retail landscape in Italy.

The challenge

As their delivery fleet matured, Téréva sought renewal that aligned with their core values. Guided by their four-pillar sustainability roadmap (responsible employer, environmental preservation, responsible purchasing, and positive local impact), they craved a solution that was both practical and sustainable.

The solution

BNP Paribas Leasing Solutions rose to the challenge with a customised fleet renewal plan that aligned with Téréva’s sustainability roadmap. The solution comprised:

  • 3 electric trucks: Pioneering clean delivery while reducing noise pollution.
  • 12 B100 (biodiesel) vehicles: Lowering carbon emissions and supporting renewable energy sources.
  • 3 trucks: Ensuring versatility and meeting operational needs.
  • 1 trailer: Optimising delivery logistics and enhancing efficiency.
  • 10 shipping containers: Securely holding goods while minimising environmental impact.

This multifaceted approach not only modernized Téréva’s fleet but also reduced their carbon footprint, aligned with their responsible purchasing principles, and positioned them as a leader in sustainable business practices.

“BNP Paribas Leasing Solutions demonstrated a true understanding of our requirements – both long and short term. With their own social and environmental commitments, and their specialist knowledge of our market, they were the natural choice of finance partner.”

Business manager, Téréva

The benefits

  • Reduced carbon footprint : Demonstrates Téréva’s commitment to environmental responsibility.
  • Enhanced brand image: Their pioneering efforts in sustainable delivery resonate with customers and solidify their position as a forward-thinking company.
  • Operational efficiency: The diversified fleet ensures optimal delivery capabilities while minimising resource consumption.
  • Employee engagement: Contributing to sustainability goals fosters increased employee satisfaction and pride in their work.

The challenge

The partner sought to make their specialist engineering software more accessible to customers within a budget-conscious framework. However, they recognised a significant barrier: traditional asset leasing companies are hesitant to finance intangible assets like software. 

The solution

BNP Paribas Leasing Solutions created a bespoke software financing product, incorporating essential contractual adjustments. The solution also enabled customers to leverage a 0% financing rate over a three-year term. 


“Thanks to the solution developed by BNP Paribas Leasing Solutions, we’ve shifted our commercial strategy. We’re no longer solely focused on pricing, but on enhancing the accessibility of our products within the engineering industry“

Commercial manager at the company

The benefits

  • By making the software more affordable and accessible through leasing, the partner significantly boosted customer acquisition and expanded their market share, reaching new customer segments previously deterred by upfront costs. 
  • This innovative leasing solution created a distinctive competitive advantage in the marketplace for our partner. 

The challenge

Facing the obstacle of limited access to financing for consumable products, our partner sought a solution to facilitate the financial support required by dentists. Traditional financing avenues were often unavailable due to the nature of consumables, which are typically single-use items. 

The solution

BNP Paribas Leasing Solutions worked closely with the partner to craft a customised financing solution. Together, we developed a three-year loan product aimed at expediting patient purchases while optimising the partner’s working capital and cash flow by providing immediate revenue for goods sold. Patients also benefit, as they can comfortably repay the loan through manageable monthly instalments to BNP Paribas Leasing Solutions. 

“Our requirement was a finance solution to cover our full product range, ensuring our patients’ needs were fully met. Thanks to BNP Paribas Leasing Solutions, we can now offer comprehensive solutions for our valued customers.”

Business manager at the company

The benefits

  • Enhanced patient care: Dentists can now confidently offer patients a more comprehensive range of products and services, helping to improve patient outcomes. 
  • The streamlined process between the supplier and dentists minimises administrative burdens and facilitates efficient order management. 
  • The financing option makes our partner’s product proposition more compelling to dentists, helping to boost product sales. 

The challenge

Facing booming business, the company needed to speed up cattle feeding to keep pace with demand. Their aging machinery, however, hindered efficiency and lacked the sustainability features prioritised by both the government and the industry. Replacing the equipment became crucial for cost-effective production and environmentally responsible growth. 

The solution

Recognising the need for modern, efficient machinery, the company partnered with BNP Paribas Leasing Solutions. Working together, they tailored a financial solution addressing immediate needs and long-term goals. This swift collaboration led to a finalised lease agreement within 48 hours, facilitated by BNP Paribas Leasing Solutions’ convenient e-signature capability. The solution provided brand-new agricultural telehandlers with a flexible repayment period that matched the company’s seasonal cash flow. 

“BNP Paribas Leasing Solutions offered the flexible repayments so crucial in our seasonal industry. Remote contract signing and invoice management give us complete control, freeing me to focus on the business. Their farmer-friendly approach truly sets them apart.”

Business manager at the company

The benefits

  • Increased efficiency: Improved livestock management boosted productivity and overall business turnover. 
  • Enhanced sustainability: Adopting eco-friendly machinery aligned with goals set by the industry and national government. 
  • Empowered workforce: Modern, user-friendly equipment improved employee experience and working conditions. 

The challenge

With the entire team operating remotely for months during the baling season, accessing crucial administrative documents like insurance policies, contracts, invoices, and payment schedules became a logistical nightmare. Traditional, office-bound solutions simply wouldn’t do. Akkuş Organik needed on-demand information access, anytime, anywhere. 

The solution

BNP Paribas Leasing Solutions introduced Akkuş Organik to its ‘Leasing Cepte’ mobile app, a dedicated platform offering secure and instant access to all relevant financial documents related to their equipment leasing agreements. 

“As an agricultural company, we spend most of our time in the field. With Leasing Cepte, we can handle many of our transactions with BNP Paribas Leasing Solutions without going to the office.”

Sabri Kuş Company owner, Akkuş Organik

The benefits

  • Enhanced efficiency: Instant access to vital documents saves time, eliminates delays, and keeps operations running smoothly. 
  • Reduced costs: Minimises unnecessary trips to the office, saving fuel and operational expenses. 
  • Improved visibility: Provides complete financial clarity with easy access to invoices and payment schedules. 
  • Empowered employees: Gives field teams the autonomy to handle administrative tasks, boosting morale and productivity. 

More than just a mobile app, Leasing Cepte signifies BNP Paribas Leasing Solutions’ commitment to empowering partners and clients with innovative, digital solutions that deliver efficient operations and pave the way for a seamless and autonomous digital experience. 

The challenge

Rising inflation and high interest rates posed a financial barrier for the client when they needed to renew critical software licenses. Preserving cash flow and maintaining capital structure were top priorities. 

The solution

BNP Paribas Leasing Solutions, known for its global vendor relationships and strong presence in software leasing, collaborated with the client and the software vendor to design a customized solution. Key elements included a subsidised financial offer: BNP Paribas Leasing Solutions proposed a lease agreement with below-market rates, significantly reducing the financial burden on the client. 

Plus, a smooth process: existing global ties with the vendor and efficient internal procedures ensured a streamlined implementation. 

“The leasing solution made a positive contribution to our business’s cash flow driven by the fact that the proposal we signed off on was also below market rates, thanks to BNP Paribas Leasing Solutions’ strong relationship with the vendor. We appreciate their support in securing this advantageous solution.”

Business manager at the company

The benefits

  • Improved cash flow: The lease solution helped conserve the client’s valuable cash resources for other strategic priorities. 
  • Enhanced efficiency: Renewed software licenses facilitated improved operations and ultimately led to better service for the client’s customers. 

The challenge

Despite its longstanding presence in the market, Else Elektrik faced challenges sourcing yarn from external providers. The prolonged delivery times and concerns about the quality of the supplied yarn prompted the company to explore the option of in-house yarn production. However, lacking the necessary equipment for this shift, the company needed a strategic solution. 

The solution

Else Elektrik turned to BNP Paribas Leasing Solutions to secure long-term asset financing for the acquisition of essential yarn manufacturing machines. Leveraging BNP Paribas Leasing Solutions’ expertise in project financing, asset expertise and competitive rates, the partnership was deemed ideal for fulfilling the company’s funding needs. 

“BNP Paribas Leasing Solutions understood our need for flexible, long-term funding and provided operational convenience that allowed us to focus on growth. Partnering with them was instrumental in transforming us from yarn buyers to yarn producers, and we are poised for even greater success in the future.”

Seyfettin Koçak, company owner, Else Elektrik

The benefits

  • Enhanced control: In-house yarn production empowered Else Elektrik to dictate quality and delivery schedules, boosting efficiency and customer satisfaction. 
  • Increased profitability: Eliminating dependence on external suppliers reduced costs and improved profit margins. 
  • Market expansion: The newfound agility enabled Else Elektrik to explore new product lines and market opportunities. 
  • Long-term growth: Flexible financing terms equipped Else Elektrik for sustainable growth and future investments.     

The challenge

Fuelled by booming e-commerce, the client needed to expand and optimise their operations. Upgrading their forklift fleet was crucial for enhanced performance, efficiency, and environmental responsibility. 

The solution

BNP Paribas Leasing Solutions presented an attractive rental package, empowering the company to improve its financial position while investing in a larger, more efficient fleet. This strategic move resulted in improved productivity, quicker order processing, and the capacity to take on additional contracts. 

Beyond immediate benefits, the rental agreement offered a sustainable trajectory. The flexible financing solution positioned the client to seamlessly upgrade to the latest, most efficient models, ensuring an environmentally friendly fleet with low emissions. 

“The speed in which BNP Paribas Leasing Solutions provided instalment quotes and put the contract management processes in place was extremely fast.  Not only were we able to get up and running very quickly, but the ability to manage invoices remotely through its fully digitalised offering, means all the information we need is accessible when we need it, giving us much greater control of our fleet.”

Business manager at the company

The benefits

  • Enhanced productivity: A larger, more modern fleet facilitated faster order processing and increased contract fulfilment. 
  • Improved sustainability: Electric forklifts reduced emissions, aligning with eco-objectives set by the client. 
  • Flexible future: Easy upgrade path to the latest models at the end of the contract.